✅ 1. Privacy Policy (Australia–Compliant)

Privacy Policy
Last updated: 08/07/2025
Business Name: Loren Hilder
Email: [email protected]
ABN: 25867376838

We are committed to protecting your privacy. This policy outlines how we collect, use, and protect your personal information in compliance with the Australian Privacy Act 1988 (Cth).

1. What We Collect

We may collect personal information including:

• Name

• Email address

• Payment information

• Website usage data (via cookies or analytics tools)

2. How We Collect It

We collect data when you:

• Purchase a course or coaching service

• Sign up to our mailing list

• Contact us via forms or email

• Visit our website (via cookies and analytics)

3. Why We Collect It

To:

• Deliver products and services

• Communicate with you

• Process payments

• Improve your website experience

4. Disclosure

We do not sell or rent your information. We may share it with:

• Payment processors (e.g., Stripe, PayPal)

• Course platforms (e.g., Kajabi, Teachable)

• Email marketing providers (e.g., Mailchimp, ConvertKit)

5. Storage & Security

We use secure third-party services and take reasonable steps to protect your data.

6. Access & Correction

You can request access to or correction of your personal information by contacting [email protected].

7. Cookies

We use cookies to improve your browsing experience and measure analytics. You may disable cookies in your browser settings.

8. Changes

This policy may be updated from time to time. Please check this page periodically.

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✅ 2. Terms and Conditions

Terms and Conditions
Last updated: [Insert Date]
By using this website and/or purchasing from Loren Hilder – Manifestation Coach, you agree to the following terms.

1. Use of Site

You agree to use this website in a lawful and respectful manner.
You must not hack, reproduce, or misuse the content or platform.

2. Intellectual Property

All content on this site and within courses is the property of Loren Hilder and may not be copied, shared, or sold without written permission.

3. Payments and Refunds

• All digital products and coaching services are pay in full or via payment plan, as chosen at checkout.

• All sales are final. No refunds are issued due to the nature of digital access.

• For payment plans, you agree to make all scheduled payments.

4. Coaching Disclaimer

Coaching services are for personal growth and development. They are not a substitute for therapy, financial advice, or medical treatment.

5. User Conduct

You agree not to:

• Share login credentials

• Harass or abuse other users

• Disrupt community spaces (if applicable)

6. Termination

We reserve the right to terminate access for any user who breaches these terms.

7. Limitation of Liability

We are not liable for any loss or damage resulting from your use of this site or services.

8. Governing Law

These terms are governed by the laws of Australia. Any disputes will be handled in Australian courts.

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✅ 3. Cookie Policy

Cookie Policy
This website uses cookies to improve user experience and track analytics.

What Are Cookies?

Cookies are small data files stored in your browser when you visit our site.

How We Use Them

• To remember your preferences

• To track website traffic via tools like Google Analytics

• To personalize content and offers

Managing Cookies

You can control or disable cookies in your browser settings. Disabling cookies may affect your site experience.

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✅ 4. Disclaimer

Disclaimer
The content on this website and in all coaching and digital courses is provided for educational purposes only.

• We make no guarantees regarding your results.

• Any testimonials or success stories are not typical and should not be relied upon as guarantees.

• You acknowledge that personal growth, career progress, or financial outcomes depend on your individual effort and circumstances.

• We are not providing medical, legal, financial, or psychological advice.

Always consult a qualified professional when needed.